*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root {
  --navy:#3d49d8;
  --navy2:#0917af;
  --navy3:#181f75;
  --accent:#00c59c;
  --accent2:#009d7c;
  --cream:#f6fbff;
  --white:      #ffffff;
  --gray:       #5b6785;
  --light:#f9f9f9;
  --black:      #111111;
  --green:      #22c55e;
  --red:        #f87171;
  --shadow:     0 4px 24px rgba(51,202,229,.10);
  --shadow-lg:  0 16px 56px rgba(51,202,229,.16);
}

html{scroll-behavior:smooth}
body{font-family:'Google Sans',sans-serif;background:#fff;color:var(--navy);overflow-x:hidden}
section{padding:90px 0;scroll-margin-top:100px}
.container{max-width:1240px;margin:0 auto;padding:0 40px}
/* ─── NAVBAR ─── */
nav {
  position: fixed; top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(51,202,229,.07);
  padding: 0;
  box-shadow: 0 4px 20px rgba(16,24,40,.07);
  transition: all .4s ease;
}
nav.scrolled { box-shadow: 0 6px 28px rgba(16,24,40,.12); }
.nav-inner {
  max-width: 1280px; margin: 0 auto; padding: 0 44px;
  display: flex; align-items: center; justify-content: space-between;
  height: 110px;
}
.logo { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; }
.logo-img {
  width: 200px; height: auto;
}

.logo-text { font-size: 21px; font-weight: 800; color: var(--navy); letter-spacing: -.5px; line-height: 1; }
.logo-text em { color: var(--accent); font-style: normal; }
.logo-sub { font-size: 10px; color: var(--gray); font-weight: 500; letter-spacing: .5px; margin-top: 2px; }

.nav-links { display: flex; align-items: center; gap: 30px; list-style: none; }
.nav-links a {
  color: var(--black); text-decoration: none; font-size: 14px; font-weight: 500;
  letter-spacing: .3px; transition: color .3s; position: relative;
}
.nav-links a::after {
  content: ''; position: absolute; bottom: -4px; left: 0;
  width: 0; height: 2px; background: var(--accent); transition: width .3s;
}
.nav-links a:hover, .nav-links a.active { color: var(--accent); }
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }
.nav-cta {
  background: var(--navy) !important; color: #fff !important;
  padding: 9px 20px !important; border-radius: 6px; font-weight: 600 !important;
  transition: background .3s !important;
}
.nav-cta::after { display: none !important; }
.nav-cta:hover { background: var(--accent) !important; color: #fff !important; }

/* Mobile menu */
.hamburger {
  display: none; flex-direction: column; justify-content: center; gap: 5px; cursor: pointer;
  width: 40px; height: 40px; padding: 8px;
  background: transparent; border: none; border-radius: 8px;
  flex-shrink: 0;
}
.hamburger:hover { background: rgba(0,0,0,.06); }
.hamburger span { display: block; width: 100%; height: 2.5px; background: var(--navy); border-radius: 2px; transition: all .3s; }
.hamburger.open span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }
.mobile-menu {
  display: none; position: fixed; top: 70px; left: 0; right: 0; bottom: 0; background: #fff;
  z-index: 999; padding: 24px 20px; flex-direction: column; gap: 8px;
  overflow-y: auto; box-shadow: 0 16px 40px rgba(0,0,0,.1);
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  color: var(--navy); text-decoration: none; font-size: 17px; font-weight: 600;
  padding: 14px 16px; border-radius: 10px; transition: background .2s;
}
.mobile-menu a:hover { background: var(--light); }
.mobile-menu .mob-cta {
  background: var(--navy); color: #fff !important; text-align: center; border-radius: 10px; margin-top: 8px;
}

/* ─── ANNOUNCEMENT BAR ─── */
.announce-bar {
  background: #f3fbff;
  color: #111; border-bottom: 1px solid rgba(51,202,229,.14); text-align: center; padding: 9px 20px; font-size: 13px;
  position: relative; z-index: 1001;
  display: flex; align-items: center; justify-content: center; gap: 8px;
}
.announce-bar a { color: #fff3eb; text-decoration: none; font-weight: 700; }
.announce-dot { width: 6px; height: 6px; background: #fff3eb; border-radius: 50%; animation: pulse 2s infinite; }
@keyframes pulse { 0%,100%{opacity:1;transform:scale(1)} 50%{opacity:.5;transform:scale(1.4)} }
/* PAGE HERO */
.page-hero{background: linear-gradient(150deg, #ffffff 0%, #f9f7ff 48%, #ffffff 100%);padding:140px 0 80px;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;top:-20%;right:-10%;
  width:600px;height:600px;
  background:radial-gradient(circle,rgba(51,202,229,.15) 0%,transparent 70%);
  border-radius:50%;pointer-events:none}
.hero-grid{position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),
    linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);
  background-size:60px 60px}
.page-hero-content{position:relative;z-index:2}
.page-hero h1{font-size:clamp(36px,5vw,58px);font-weight:800;color:#272088;
  line-height:1.1;margin-bottom:18px;letter-spacing:-1px}
.page-hero h1 em{color:var(--accent);font-style:normal}
.page-hero p{color:#5b6785;font-size:17px;line-height:1.75;max-width:560px}
.breadcrumb{display:flex;align-items:center;gap:8px;margin-bottom:22px;
  color:rgba(62,62,62,.58);font-size:13px}
.breadcrumb a{color:var(--accent);text-decoration:none}
.breadcrumb span{color:rgba(62,62,62,.35)}
/* SECTION TITLES */
.section-tag{color:var(--accent);font-size:12px;font-weight:700;
  letter-spacing:2px;text-transform:uppercase;margin-bottom:12px;display:block}
.section-title{font-size:clamp(30px,3.5vw,46px);font-weight:800;
  color:var(--navy);line-height:1.15;letter-spacing:-.5px}
.section-title em{font-style:normal;color:var(--accent)}
.section-subtitle{color:var(--gray);font-size:16px;line-height:1.7;
  margin-top:14px;max-width:560px}
/* CARDS */
.card{background:#fff;border:1px solid rgba(0,0,0,.07);border-radius:16px;
  padding:36px;transition:all .35s;position:relative;overflow:hidden}
.card::before{content:'';position:absolute;bottom:0;left:0;
  width:100%;height:3px;background:var(--accent);
  transform:scaleX(0);transform-origin:left;transition:transform .35s}
.card:hover{transform:translateY(-6px);box-shadow:0 20px 60px rgba(0,0,0,.1);border-color:transparent}
.card:hover::before{transform:scaleX(1)}
.card-icon{width:58px;height:58px;
  background:linear-gradient(135deg,rgba(51,202,229,.15),rgba(51,202,229,.05));
  border:1px solid rgba(51,202,229,.2);border-radius:14px;
  display:flex;align-items:center;justify-content:center;
  font-size:22px;color:var(--gold);margin-bottom:22px;transition:all .35s}
.card:hover .card-icon{background:var(--navy);color:#fff;border-color:var(--navy)}
.card h3{font-size:19px;font-weight:700;color:var(--navy);margin-bottom:10px}
.card p{color:var(--gray);font-size:15px;line-height:1.7}
/* GRID HELPERS */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:40px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
/* BUTTONS */
.btn-primary{background:var(--navy);color:#fff;padding:14px 32px;border-radius:4px;
  font-weight:700;font-size:15px;text-decoration:none;display:inline-flex;
  align-items:center;gap:10px;transition:all .3s;border:2px solid var(--navy)}
.btn-primary:hover{background:var(--accent);border-color:var(--accent);transform:translateY(-2px)}
.btn-outline{background:transparent;color:var(--navy);padding:14px 32px;border-radius:4px;
  font-weight:600;font-size:15px;text-decoration:none;display:inline-flex;
  align-items:center;gap:10px;border:2px solid var(--navy);transition:all .3s}
.btn-outline:hover{background:var(--navy);color:#fff;transform:translateY(-2px)}
.btn-accent{background:var(--accent);color:#fff;padding:14px 32px;border-radius:4px;
  font-weight:700;font-size:15px;text-decoration:none;display:inline-flex;
  align-items:center;gap:10px;transition:all .3s;border:2px solid var(--accent)}
.btn-accent:hover{background:var(--navy);border-color:var(--navy);transform:translateY(-2px)}
/* HIGHLIGHT BOX */
.highlight-box{background:var(--navy);border-radius:20px;padding:48px;color:#fff}
.highlight-box h3{font-size:26px;font-weight:800;margin-bottom:12px}
.highlight-box p{color:rgba(255,255,255,.8);line-height:1.7}
/* STATS STRIP */
.stats-strip{background:var(--navy);padding:60px 0;position:relative;overflow:hidden}
.stats-strip::before{content:'';position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.02) 1px,transparent 1px),
    linear-gradient(90deg,rgba(255,255,255,.02) 1px,transparent 1px);
  background-size:40px 40px}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);
  gap:2px;position:relative;z-index:2}
.stat-item{text-align:center;padding:36px 20px;
  border-right:1px solid rgba(255,255,255,.07)}
.stat-item:last-child{border:none}
.stat-num{font-size:48px;font-weight:800;color:var(--gold-light);line-height:1;margin-bottom:8px}
.stat-lbl{color:rgba(255,255,255,.8);font-size:14px}


/* ─── CTA BANNER ─── */
.cta-banner {
  background: var(--light);
  border-top: 1px solid rgba(51,202,229,.12);
  border-bottom: 1px solid rgba(51,202,229,.12);
  padding: 96px 0; position: relative; overflow: hidden; text-align: center;
}
.cta-banner::before {
  content: ''; position: absolute; inset: 0;
  background-image: linear-gradient(rgba(51,202,229,.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(51,202,229,.045) 1px, transparent 1px);
  background-size: 56px 56px;
}
.cta-banner .container { position: relative; z-index: 2; }
.cta-banner h2 { font-size: clamp(32px, 4vw, 52px); font-weight: 800; color: #111; margin-bottom: 16px; }
.cta-banner h2 em { font-style: normal; color: var(--accent); }
.cta-banner > .container > p { color: #111; font-size: 17.5px; margin-bottom: 40px; }
.cta-buttons { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.btn-primary {
  background: var(--accent); color: var(--white);
  padding: 15px 34px; border-radius: 6px; font-weight: 700; font-size: 14.5px;
  text-decoration: none; display: inline-flex; align-items: center; gap: 9px;
  transition: all .3s; border: 2px solid var(--accent);
}
.btn-primary:hover { background: #f3fbff; border-color: var(--accent); color: var(--accent); transform: translateY(-2px); }
.btn-outline {
  background: #fff; color: var(--accent); padding: 15px 34px; border-radius: 6px;
  font-weight: 600; font-size: 14.5px; text-decoration: none;
  display: inline-flex; align-items: center; gap: 9px;
  border: 2px solid rgba(51,202,229,.3); transition: all .3s;
}
.btn-outline:hover { border-color: var(--accent); background: #f3fbff; color: var(--accent); transform: translateY(-2px); }

/* ─── FOOTER ─── */
footer { background: #f7fbff; padding: 72px 0 0; color: #111; border-top: 1px solid rgba(51,202,229,.14); }
.footer-grid {
  display: grid; grid-template-columns: 2.2fr 1fr 1fr 1fr; gap: 52px;
  padding-bottom: 52px; border-bottom: 1px solid rgba(51,202,229,.12);
}
.footer-logo-wrap { display: flex; align-items: center; gap: 10px; text-decoration: none; margin-bottom: 18px; }
.footer-logo-icon {
  width: 36px; height: 36px; background: linear-gradient(135deg, var(--navy), var(--accent));
  border-radius: 9px; display: flex; align-items: center; justify-content: center;
  font-size: 16px; color: #111;
}
.footer-logo-text { font-size: 20px; font-weight: 800; color: #111; letter-spacing: -.3px; }
.footer-logo-text em { color: var(--accent); font-style: normal; }
.footer-desc { font-size: 13.5px; line-height: 1.82; margin-bottom: 24px; }
.footer-socials { display: flex; gap: 9px; }
.foot-social {
  width: 36px; height: 36px; border-radius: 8px; background: #f3fbff;
  display: flex; align-items: center; justify-content: center;
  color: var(--accent); font-size: 13.5px; transition: all .3s; text-decoration: none;
}
.foot-social:hover { background: var(--accent); color: #111; }
.footer-col h4 { color: #111; font-size: 12.5px; font-weight: 700; letter-spacing: .5px; margin-bottom: 20px; text-transform: uppercase; }
.footer-links { display: flex; flex-direction: column; gap: 10px; list-style: none; }
.footer-links a { color: #111; text-decoration: none; font-size: 13.5px; transition: color .3s; }
.footer-links a:hover { color: var(--accent); }
.footer-contact-item { display: flex; gap: 11px; align-items: flex-start; margin-bottom: 13px; }
.footer-contact-item i { color: var(--accent); margin-top: 3px; width: 15px; font-size: 12.5px; }
.footer-contact-item span { font-size: 13px; line-height: 1.65; }
.footer-contact-item a { color: inherit; text-decoration: none; }
.footer-contact-item a:hover { color: var(--accent); }

.disclaimer-bottom { display: flex; font-size: 13px;
  border-bottom: 1px solid rgba(255,255,255,.07); padding: 20px 0;
  flex-direction: column; align-items: center; }
.footer-bottom {
  padding: 20px 0; display: flex; justify-content: space-between;
  align-items: center; flex-wrap: wrap; gap: 12px;
}
.footer-bottom p { font-size: 12.5px; }
.footer-bottom-links { display: flex; gap: 20px; list-style: none; flex-wrap: wrap; }
.footer-bottom-links a { color: #111; text-decoration: none; font-size: 12.5px; transition: color .3s; }
.footer-bottom-links a:hover { color: var(--accent); }
.amfi-badge {
  display: inline-flex; align-items: center; gap: 7px;
  background: #fff; border: 1px solid rgba(51,202,229,.16);
  border-radius: 6px; padding: 6px 12px; font-size: 12px; color: #111; margin-top: 16px;
}
.amfi-badge i { color: var(--accent); }
.disclaimer-bar {
  background: #f3fbff; color: #111;
  font-size: 11.5px; text-align: center; padding: 13px 32px; line-height: 1.75;
  border-top: 1px solid rgba(51,202,229,.12);
}
/* DISCLAIMER */
.disclaimer{background:#0d0b3d;color:rgba(255,255,255,.45);font-size:11.5px;
  text-align:center;padding:14px 40px;line-height:1.7}
/* SCROLL TOP */
.scroll-top{position:fixed;bottom:32px;right:32px;width:46px;height:46px;
  background:var(--accent);border-radius:50%;display:flex;align-items:center;
  justify-content:center;color:#111;font-size:17px;cursor:pointer;z-index:999;
  opacity:0;transform:translateY(20px);transition:all .3s;
  box-shadow:0 8px 24px rgba(51,202,229,.4);text-decoration:none}
.scroll-top.visible{opacity:1;transform:translateY(0)}
.scroll-top:hover{background:var(--accent)}
/* FORM */
.form-group{margin-bottom:20px}
.form-label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin-bottom:6px}
.form-input{width:100%;padding:12px 16px;border:1.5px solid rgba(51,202,229,.2);
  border-radius:8px;font-size:15px;font-family:inherit;color:var(--navy);
  background:#fff;transition:border-color .3s;outline:none}
.form-input:focus{border-color:var(--accent);box-shadow:0 0 0 3px rgba(51,202,229,.12)}
select.form-input{cursor:pointer}
textarea.form-input{resize:vertical;min-height:130px}
.calculator-block{margin-bottom:34px}
.calculator-block:last-child{margin-bottom:0}
.calculator-head{display:flex;align-items:center;gap:16px;margin-bottom:30px}
.calculator-icon{width:54px;height:54px;background:rgba(51,202,229,.1);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:24px;color:var(--navy);flex:0 0 auto}
.calculator-head p{color:var(--gray);font-size:15px;line-height:1.5;margin-top:3px}
.calc-card{background:#fff;border:1px solid rgba(39,32,136,.08);border-radius:12px;padding:clamp(22px,4vw,38px);box-shadow:0 18px 52px rgba(39,32,136,.08)}
.calc-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,.95fr);gap:clamp(24px,4vw,48px);align-items:center}
.calc-layout.top{align-items:start}
.range-shell{position:relative;margin-top:10px;padding:28px 0 6px;background:transparent;border:0;border-radius:0}
.calc-range{--range-progress:0%;width:100%;height:8px;border-radius:999px;background:linear-gradient(90deg,#1685ff 0%,#1685ff var(--range-progress),#dbe8fb var(--range-progress),#dbe8fb 100%);outline:none;appearance:none;-webkit-appearance:none;cursor:pointer;display:block}
.calc-range::-webkit-slider-runnable-track{height:8px;border-radius:999px;background:transparent}
.calc-range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:18px;height:18px;border-radius:50%;background:#1685ff;border:0;margin-top:-5px;box-shadow:0 2px 7px rgba(22,133,255,.35);cursor:pointer}
.calc-range::-moz-range-track{height:8px;border-radius:999px;background:transparent}
.calc-range::-moz-range-progress{height:8px;border-radius:999px;background:#1685ff}
.calc-range::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#1685ff;border:0;box-shadow:0 2px 7px rgba(22,133,255,.35);cursor:pointer}
.range-bubble{position:absolute;top:6px;left:var(--range-progress);transform:translateX(-50%);background:#1677e8;color:#fff;border-radius:5px;padding:3px 7px;font-size:11px;font-weight:800;line-height:1;white-space:nowrap;box-shadow:0 6px 14px rgba(22,119,232,.2);pointer-events:none}
.range-bubble::after{content:'';position:absolute;left:50%;bottom:-5px;transform:translateX(-50%);border-left:5px solid transparent;border-right:5px solid transparent;border-top:5px solid #1677e8}
.range-meta{display:flex;justify-content:space-between;gap:10px;margin-top:8px;align-items:center}
.range-meta span{font-size:13px;color:var(--gray)}
.range-meta strong{color:var(--navy);white-space:nowrap}
.calc-result{color:var(--navy);text-align:center;display:flex;flex-direction:column;gap:24px;min-width:0}
.calc-chart-wrap{display:grid;place-items:center;min-width:0}
.calc-chart{width:min(460px,100%);aspect-ratio:3/2;position:relative;overflow:visible}
.calc-chart svg{width:100%;height:100%;display:block;overflow:visible}
.calc-slice{cursor:pointer;transition:stroke-width .18s ease,filter .18s ease,opacity .18s ease}
.calc-slice:hover,.calc-slice:focus{stroke-width:56;filter:drop-shadow(0 12px 14px rgba(13,11,61,.22));outline:none}
.calc-leader{fill:none;stroke-width:1.35;opacity:.72}
.calc-callout-value{font-size:17px;font-weight:850}
.calc-callout-label{font-size:10.5px;font-weight:650;opacity:.86}
.calc-chart-center{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:112px;height:112px;border-radius:50%;background:#0c2438;color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;box-shadow:0 16px 30px rgba(13,11,61,.22),inset 0 0 0 1px rgba(255,255,255,.07);pointer-events:none;padding:12px;text-align:center}
.calc-center-title{font-size:10px;font-weight:700;line-height:1.1;color:rgba(255,255,255,.72);margin-bottom:4px}
.calc-center-value{font-size:15.5px;font-weight:900;line-height:1.1;color:#fff}
.calc-tooltip{position:absolute;z-index:5;left:0;top:0;max-width:220px;padding:9px 11px;border-radius:9px;background:#0c2438;color:#fff;font-size:12px;font-weight:700;line-height:1.35;box-shadow:0 14px 36px rgba(13,11,61,.2);opacity:0;transform:translate(-50%,-112%);pointer-events:none;transition:opacity .16s ease}
.calc-tooltip.show{opacity:1}
.calc-metrics{order:-1;background:transparent;border:0;border-radius:0;padding:0 0 6px;display:grid;grid-template-columns:minmax(0,1fr) 1px minmax(0,1fr);gap:14px 22px;align-items:center}
.calc-metrics::before{content:'';grid-column:2;grid-row:1;align-self:stretch;background:#1f2937;min-height:72px}
.calc-metrics>div:nth-of-type(1){grid-column:1;grid-row:1}
.calc-metrics>div:nth-of-type(2){grid-column:3;grid-row:1}
.calc-metrics>hr{grid-column:1/-1;grid-row:2;border:0!important;border-top:1px solid #e8edf6!important;width:100%;margin:0}
.calc-metrics>div:nth-of-type(3){grid-column:1/-1;grid-row:3}
.calc-metrics>.calc-note{grid-column:1/-1;grid-row:4;margin-top:-4px}
.calc-label{color:#5f6384;font-size:13px;margin-bottom:6px}
.calc-value{font-size:clamp(22px,2.4vw,28px);font-weight:900;color:var(--navy);line-height:1.08;letter-spacing:0;overflow-wrap:anywhere}
.calc-value.accent{color:#2f80ed}
.calc-value.total{font-size:clamp(28px,3.2vw,36px)}
.calc-note{font-size:12.5px;color:#5f6384;line-height:1.5}
/* ACCORDION / FAQ */
.faq-item{border:1px solid rgba(51,202,229,.1);border-radius:12px;
  margin-bottom:14px;overflow:hidden;transition:box-shadow .3s}
.faq-item.open{box-shadow:0 8px 30px rgba(0,0,0,.08)}
.faq-q{display:flex;justify-content:space-between;align-items:center;
  padding:22px 24px;cursor:pointer;font-weight:600;font-size:16px;
  color:var(--navy);background:#fff;transition:background .3s;user-select:none}
.faq-item.open .faq-q{background:var(--navy);color:#fff}
.faq-icon{width:32px;height:32px;border-radius:50%;
  background:rgba(51,202,229,.08);display:flex;align-items:center;
  justify-content:center;font-size:13px;flex-shrink:0;transition:all .3s}
.faq-item.open .faq-icon{background:rgba(255,255,255,.2);color:#fff;transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease,padding .4s;
  font-size:15px;line-height:1.75;color:var(--gray);
  padding:0 24px;background:#fff}
.faq-item.open .faq-a{max-height:400px;padding:18px 24px 24px}
/* TABLE */
.tbl{width:100%;border-collapse:collapse;font-size:14px}
.tbl th{background:var(--navy);color:#fff;padding:14px 18px;text-align:left;font-weight:600}
.tbl td{padding:13px 18px;border-bottom:1px solid rgba(0,0,0,.06);color:var(--gray)}
.tbl tr:hover td{background:var(--light)}
.badge-green{background:rgba(52,211,153,.15);color:#059669;padding:4px 10px;
  border-radius:50px;font-size:12px;font-weight:600}
.badge-blue{background:rgba(51,202,229,.12);color:var(--navy);padding:4px 10px;
  border-radius:50px;font-size:12px;font-weight:600}
/* RESPONSIVE */
@media(max-width:1024px){
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .calc-layout,.calc-layout.top{grid-template-columns:1fr}
  .calc-result{text-align:center}
  .calc-chart-wrap{justify-items:center}
}
@media(max-width:768px){
  .container{padding:0 20px}
  section{padding:60px 0}
  .grid-3,.grid-2,.grid-4{grid-template-columns:1fr}
  .nav-links{display:none}
  .hamburger{display:flex !important}
  .nav-inner{height:70px;padding:0 20px}
  .logo-img{width:150px}
  .mobile-menu{top:70px}
  .page-hero{padding:100px 0 60px}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;text-align:center}
  .footer-bottom-links{flex-wrap:wrap;justify-content:center}
  .calc-card{border-radius:16px;padding:20px}
  .calc-result{text-align:center}
  .calc-metrics{grid-template-columns:1fr;gap:14px;padding:0 0 6px}
  .calc-metrics::before{display:none}
  .calc-metrics>div:nth-of-type(1),
  .calc-metrics>div:nth-of-type(2),
  .calc-metrics>div:nth-of-type(3),
  .calc-metrics>hr,
  .calc-metrics>.calc-note{grid-column:1;grid-row:auto}
  .calc-chart{width:min(460px,100%);aspect-ratio:1.16}
  .calc-callout-value{font-size:14px}
  .calc-callout-label{font-size:9.5px}
  .calc-chart-center{width:92px;height:92px}
  .calc-center-title{font-size:9px}
  .calc-center-value{font-size:13px}
  .range-shell{padding-inline:0}
  .range-meta{gap:6px}
  .range-meta span,.range-meta strong{font-size:12px}
}

@media(max-width:480px){
  .container{padding:0 14px}
  .calc-card{padding:16px 12px;border-radius:12px}
  .page-hero{padding:80px 0 40px}
  .page-hero h1{font-size:26px}
  .calc-title{font-size:18px}
  .calc-input-row{flex-direction:column;align-items:flex-start;gap:8px}
  .calc-chart{width:min(320px,100%)}
}

@media(max-width:380px){
  .container{padding:0 10px}
  .calc-card{padding:12px 8px}
  .calc-chart{width:100%}
  .calc-callout-value{font-size:12px}
  .calc-callout-label{font-size:8.5px}
}